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Our Loan Process

Our Loan Specialists will be there to answer your questions, address your concerns, and offer their professional advice throughout this entire process. From start to finish, we are here to assist you every step of the way!

How it Works

At Gulf Coast Bank, our expert lending team is dedicated to finding a loan that is the right fit for you and your business.

We start our lending process by getting to know our customers and learning as much as we can about their business; how it’s structured, where it’s going, day-to-day operations, and more.
Once our team has a firm grasp on the business, and the needs of our customers, we begin to decipher what loan type would best benefit the individual. From there, we work to customize it even further to fit their unique needs and circumstances.

By tailoring our loan options to specifically fit the individual needs of our customers, we can increase the likelihood of success in their business ventures. When our customers succeed, we succeed.

See our SBA Loan Guide below

Before You Begin
Not all businesses are eligible for SBA Loans.

Contact our lending team by calling one of our SBA Loan Specialists directly, or by completing and submitting this form.

Our SBA Loan Specialists will get to know you and your business to determine what loan best fits your needs.

Once your SBA loan eligibility is confirmed, the application will be submitted for approval to Gulf Coast Bank’s Lending Committee and the SBA.

Once approved by the SBA, loans are typically funded within 30-45 days.